Can I fix my bank account number on 2019 tax return .just in case we will receive the government stimulus check as direct deposit?

[bluedeb · Accepted solution]

If you already filed your return & it has been accepted, you cannot change your banking information.  If your bank information is incorrect, then you will be automatically switched to receiving a check in the mail.

[Shefknhatesme2]

Unfortunately I didn’t receive my stimulus check via direct deposit to the account that I updated via TurboTax portal to receive my 2nd payment . Instead my 3rd stimulus was attempted to be deposited into my old account and in return I haven’t got my check yet and have had no help from TurboTax in getting this round of stimulus  check payment instead Ive Been blame  gamed excuses gave and everything but help.   

[KathrynG3]

Unfortunately, the information submitted in the portal will not be used by the IRS for this third round of stimulus payments, you are correct. The IRS is in charge of distributing money. They will use the latest bank account information they have in your file which will be:

• Your 2020 tax return.
• Your 2019 tax return if your 2020 return was not processed when the IRS started issuing payments.
• Information you entered on your Non-Filer registration in 2020.
• Information you entered on Get My Payment in 2020.
• A federal agency that provides you benefits, such as: the Social Security Administration, Veteran Affairs or the Railroad Retirement Board.
• Federal records of recent payments to or from the government, where available, for those without direct deposit information on file with the IRS.

If the bank account is closed, a paper check will be mailed to the last known address. 

The best thing to do would be to file the 2020 tax return as soon as possible to establish your preferred account.

See: Get My Payment Frequently Asked Questions under Bank Account.

@Shefknhatesme2

[KathrynG3]

Unfortunately, the information submitted in the portal will not be used by the IRS for this third round of stimulus payments, you are correct. The IRS is in charge of distributing money. They will use the latest bank account information they have in your file which will be:

• Your 2020 tax return.
• Your 2019 tax return if your 2020 return was not processed when the IRS started issuing payments.
• Information you entered on your Non-Filer registration in 2020.
• Information you entered on Get My Payment in 2020.
• A federal agency that provides you benefits, such as: the Social Security Administration, Veteran Affairs or the Railroad Retirement Board.
• Federal records of recent payments to or from the government, where available, for those without direct deposit information on file with the IRS.

If the bank account is closed, a paper check will be mailed to the last known address. 

The best thing to do would be to file the 2020 tax return as soon as possible to establish your preferred account.

See: Get My Payment Frequently Asked Questions under Bank Account.

@Shefknhatesme2