Ammend federal return to change refund amount applied to next year

[tnone2024]

So my 2025 returns fed & state were filed & accepted. I have already received my state refund. I got a letter from IRS saying they won't mail me a check and can't direct deposit since I didn't provide the bank info. I now want to amend the filed 1040 to apply all of the refund to next year so I don't have to deal with that. 

On TT desktop, I started that process but it also touched my state return and says I own $1. I don't want to amend my state return, just the federal. I cancelled out of that until I figure it out.

[tnone2024]

The complicated solution is to amend both returns and be put at the end of a long queue for processing. The easy solution seems to be to do nothing, and the IRS will send out paper checks after 6 weeks:

https://www.ctcresources.com/uploads/3/1/6/2/31622795/updates_re__refunds_via_paper_check_-_021826.p...

This wait is probably shorter than the processing time for an amended return. 

[DianeW777]

There is no reason to amend your return as of now. Review the information below for further details that will take affect.

• Mandate: Executive Order 14247 requires the switch to digital payments to enhance security and efficiency.
• If You Don't Use Direct Deposit: If you file without bank info, you may receive an IRS notice (CP53E) requesting details. If no information is provided, a paper check may eventually be issued, but it will be delayed.
• Risks: Paper checks are 16 times more likely to be lost, stolen, or delayed compared to electronic payments.
• Exception: Limited exceptions may exist for hardship or those without access to banking infrastructure
  • IRS Paper Check Phaseout

If you choose, you can use an IRS Online Account to redirect your payment later, if a paper check is not received.