Is there anyway to find out if my bank sent my refund back to IRS? Unfortunately they cant give me the information because the direct deposit information isnt mine.

Forum|Forum|5 years ago
March 11, 2021
2 replies
21 views

My direct deposit information was wrong by 1 number. The bank wont tell me if the money was returned because the account isnt in my name. I just would like to know WHERE my refund is and the IRS isnt taking calls

TurboTax Deluxe Online

xmasbaby0

Level 15

If you e-filed:

Banking information for direct deposit is wrong

If you entered incorrect banking information for your refund, you can change it if your return is rejected. If it is accepted, however, it is too late to change it. The bank will reject the refund and send it back to the IRS. Then the IRS will issue a paper check and mail it to the address you put on your tax return. Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

https://ttlc.intuit.com/questions/1901159-can-i-deposit-my-tax-refund-into-someone-else-s-account

**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**

mesquitebean

Level 15

Do you know for sure if the IRS sent out your refund? Does it say they sent it when you look at the IRS "Where's My Refund" tool?

https://www.irs.gov/refunds

Most often a bank refuses a deposit with an incorrect deposit number, but on rare occasions it might be deposited in someone else's account if it was a valid number for "someone." The IRS FAQ that xmasbaby0 provided above explains that scenario.

Something else to consider. Did you choose to pay any TurboTax fees out of your Federal refund? If so, in that case the IRS sends the deposit to an intermediary bank where the fees are subtracted. Then that intermediary bank sends the rest to your bank (or card) in a second direct deposit. If that deposit from the intermediary bank to your bank fails, it goes back to the intermediary bank, then the company that handles that (SBTPG) would send you a check in the mail. In some less-common situations SBTPG might send it back to the IRS.

If you used that payment method, we can tell you how to check on things with SBTPG.