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Level 1
May 20, 2026
Question

I put the wrong account and routing number for my tax return deposit. What do I do do I have to file an amend? Or who do I call I'm stuck

  • May 20, 2026
  • 1 reply
  • 40 views
My tax return says that it's already been sent to me but it's not on the card I put on my tax return cuz I put the information in wrong

1 reply

Level 15
May 20, 2026

@ gillespied849 wrote:  I put the wrong account and routing number for my tax return deposit. What do I do do I have to file an amend? Or who do I call I'm stuck
My tax return says that it's already been sent to me but it's not on the card I put on my tax return cuz I put the information in wrong

 

NO--you do NOT file an amended return.

 

So the IRS refund tracker tool shows that your refund has been sent?

https://www.irs.gov/refunds

 

What will happen next depends on what all you chose for the handling of your refund.  Was the direct deposit to your card coming directly from the IRS to your card, or did you choose an option that uses a third-party bank, such as "pay fees out of refund", or the "up to 5 days early" offer?

 

If your card's account numbers are wrong, the card's underlying bank should send the funds back to whoever sent it to them.   If the money came directly from the IRS to the card, the card should send it back to the IRS.   The IRS is trying to phase out the use of paper checks, so starting this year, the IRS normally would then send you a letter called a CP53E asking you to correct the deposit information by using an online IRS account.   If you don't or can't within a specified time frame of 30 days, then after 6 weeks the IRS will eventually unfreeze the refund and mail a paper check.

 

It becomes more complicated, however, if you used one of the third-party options I mentioned above.   If it was a third-party bank that received your funds from the IRS, then unsuccessfully tried to deposit it to your card account, the funds would most likely go back to that third-party's bank.   In the most common situation the third-party bank would then send you a paper check in the mail.   Less commonly, the third-party bank might send the funds back to the IRS, and if so, then the IRS might handle it as I described in the paragraph above..