Had to look at tax transcript for something and says they already processed and sent my refund but no sign of it and no update that they have even processed and sent it

Forum|Forum|3 months ago
February 22, 2026
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TurboTax Online

mesquitebean

Level 15

What is displayed at the IRS "Where's My Refund" tool?

https://www.irs.gov/wheres-my-refund

Is your Federal refund supposed to come directly from the IRS to your bank account (or card?)

Or did you use any of these options? "Pay fees out of refund", or "up to 5 days early" offer, or Refund Advance? Those options use a third-party intermediary bank to first receive the funds from the IRS before they send the rest on to you in a second direct deposit.

lsh61993Author

Level 2

Five days early and I stil don’t have them and its 25th so what was point off paying for early deposit

mesquitebean

Level 15

@ lsh61993 wrote:
Five days early and I stil don’t have them and its 25th so what was point off paying for early deposit

You didn't say what is displayed at the IRS "Where's My Refund" tool. Has the IRS finalized your refund?

https://www.irs.gov/wheres-my-refund

What does that tool show? Did that say the 25th?

The offer is actually for "up to 5 days early", so it can be anywhere from 1-5 days early. If you don't get your refund at least 1 day earlier than if it had come directly from the IRS, then TurboTax says it refunds the $35 fee. Here's how it works:

FAQ: "Up to 5 days early" offer

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-refund-advance/turbotaxs-five-days-e...