@PaulaM I can only speak for last year, since I haven't completed my tax return this year, but you are INCORRECT. There was a fee to do direct deposit - which evidently is only done by a 3rd party. My experience for several years has been: Direct deposit selection == 3rd Party processing. It has nothing to do with how you paid for turbo tax, so where'd you get the idea that payment method matters? I DID pay for turbo tax with a credit card, and so did my husband, and both of us were charged a processing fee for direct deposit (3rd party or otherwise - who cares? The bottom line is that we were charged a fee for direct deposit) which was taken out of our refunds. The software is designed to charge you when you select direct deposit. I recall it asking me if I wanted direct deposit & I answered "Yes". Once I answered "Yes" it charged me some ridiculous fee. Therefore, my conclusion is: IF you want and select direct deposit of your refund, you are charged a hefty service fee to do so. For you to say there is no fee for direct deposit is absolutely wrong. IF what you say is true, I would NOT have been charged a fee since I paid by credit card. The software didn't care nor seem to know that I had paid by credit card. The software designers know that most people will say Yes they want direct deposit, so I feel this is very deceitful because it didn't give any other choice once I selected "yes". Therefore, IF you select Yes for a direct deposit, THEN a service fee is charged/taken out of your refund. Period . Also why does the software never mention the IRS law/limit for amounts that can be direct deposited since this law existed since 2015? My refund was too large to be direct deposited, yet the software never mentioned it. Apparently the software doesn't know about the limit, so you will be charged although the 3rd party can't do the deposit.
