turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
turbotax icon
cancel
Showing results for 
Search instead for 
Did you mean: 
Announcements
Event: Ask the Experts about your refund > RSVP NOW!
Close icon
Do you have a TurboTax Online account?

We'll help you get started or pick up where you left off.

Can I contribute to my HSA plan if I'm under my wife's HDHP insurance?

Hi,
 
I just got married recently, and am in the process of selecting the insurance for myself & my wife post the "life event". I am interested in signing up for a High Deductible Health Plan (HDHP) & using an HSA along with it (I already have an HSA in my name from before the wedding).
 
My wife's employer offers better insurance plans, so I want to enroll for myself + my wife under her employer's HDHP. But my income is higher than that of my wife, so I want to contribute to the HSA in my name so as to maximize savings.
 
(1) Is it possible for me to contribute to an HSA account in my name, if I am covered by my wife's HDHP insurance (through her employer)? -- We are looking to file 2018 returns as "married, filing separate"
 
(2) Will the 2018 HSA contribution limit for us be $6900, or will it be prorated based on the date of marriage?
 
Thanks!
Connect with an expert
x
Do you have an Intuit account?

Do you have an Intuit account?

You'll need to sign in or create an account to connect with an expert.

1 Reply
Carl
Level 15

Can I contribute to my HSA plan if I'm under my wife's HDHP insurance?

message box icon

Get more help

Ask questions and learn more about your taxes and finances.

Post your Question
Manage cookies