My Wife and I are both retired and receive pension payments in retirement. We receive information on these pensions on 1099R's . My Wife also does some substitute teaching during the year and receives a W-2, but does not participate in any retirement program from the school. (box 17 on W2 blank) In Turbo, the question is asked if either of us participated in a retirement program in 2017 to determine eligibility to deduct a contribution to a traditional IRA for 2017 earnings. My question is: Is simply receiving pensions payments considered "participating in a retirement program"? If not, I should be able to contribute a portion of my Wife's earned income from 2017 and take a deduction for a traditional IRA. Could I please hear from you regarding this question?? Thanks!
The retirement plan box on the W-2 is not in box 17. It's grouped together with other boxes in box 13.
Receiving a 1099-R from pensions does not mean that you are participating in a retirement program. It's the box 13 mark on your wife's W-2 that designates participation or not. See IRS link Are you covered by an Employer's Retirement Plan? Employer contributions count towards participation.