I was approved for a home depot cc with $5000 credit limit in November 2018. I made one purchase on the card for $258. I paid the balance off in full. On December 21, 2018 I received a letter saying my cc account had been closed. Letter said I would ...read more
Hi! I am looking for advice on lowering my debt as it seems my credit cards keep rising up and up. I pay off my min. balance very month but my balance only seems to go up and not down. I have 5 cards and I heard from a friend that I could get a perso...read more
As a 25 year old, I had no credit as I’d lived on the “dont buy it unless you have cash for it” mentality. When ready to buy a house, I spent 2 years building credit. I was added as an authorized user on my parents Amex to help bump my score. Well, I...read more
Just wanted to pass along a story, in case anyone else can benefit from it. I got my first credit card when I was 16 years old (my father co-signed on it, of course). The deal was, use the credit card to buy gas for the car and he will help me pay it...read more
So I just got my first credit card and sadly got a little excited and maxed my limit basically. (Close to it at least) well... my limit and available credit was $300 and i now have a balance. Now what i want to know is...if I want to be able to use t...read more
I have 3 maxed out credit cards Bank of America Ulta and Chase 400, 1460, 6300 the chase card interest is almost just as high as the min monthly payment is there any way i can lower the inters on one or all of my cards
I see all sorts of advertisements for credit cards that charge 0% interest for some months or even a year. Is it worthwhile to get these cards one after the other and just keep transferring my balance so I never have to pay interest?