Hi! I am looking for advice on lowering my debt as it seems my credit cards keep rising up and up. I pay off my min. balance very month but my balance only seems to go up and not down. I have 5 cards and I heard from a friend that I could get a perso...read more
So I have 2 credit cards that I am paying off and trying to build up my credit that way, both with a balance of about $900. Will taking the next 30 months or so, making the minimum payment each month or paying them off in full raise my credit score h...read more
I have recently decided to get a credit card. I have thought about what would I use it for, and I thought about is it ever good to use credit cards for fun stuff like clothes, getting a new hair do, or going out with friends?
Hello, I just realized after doing my taxes, in the credit score report it says in my history- I had 10 credit cards total (4 closed) 6 open. They all have zero balances but I think it may be affecting my credit score. I read that you are not suppose...read more
My employer made me an authorized user on there company credit card, now there nine thousand dollar debt shows up on my credit report . Is this helping or hurting me , it does show years of perfect payment history although it has a high utilization r...read more
HelloAfter logging in, the page showed my Total Debt on my Credit cards. I continued to next link so forth and so on. When I decided to go back to Review my Credit Card Debt again, It was missing. It was not where I viewed it the first time. I procee...read more
Is it a bad idea to have a company settle your credit card debt, and you pay them?I believe the idea is you make monthly payments to a bank. The company settles your debt to creditors for like 25%. Then they charge you 21% for doing it.